This much interest will be available on Post Office FD, PPF, NSC, government announced

If you invest in Post Office Fixed Deposit (FD), Public Provident Fund (PPF), National Savings Certificate (NSC) schemes, then this news is for you. The government has not made any change in the interest rates of small savings schemes for the second quarter (July to December) of the financial year 2025-26. This is the sixth consecutive quarter in which the government has kept the interest rates of these schemes unchanged. Interest rates on small savings schemes unchanged The Ministry of Finance has stated in a notification issued today (June 30) that the interest rates on various small savings schemes for the quarter from July 1, 2025 to December 30, 2025 will remain the same as before. That is, the interest rates that were applicable earlier from April 1 to June 30, 2025 will remain the same. Interest rate by scheme Scheme name Interest rate Additional information Sukanya Samriddhi Yojana 8.20% Best for families investing in the name of their daughter Three-year term deposit 7.10% FD offering steady returns PPF 7.10% Popular for tax savings and long-term investments Post Office Savings Account 4% For liquid savings Kisan Vikas Patra (KVP) 7.505 months maturity NSC 7.70% Reliable for medium-term investments Monthly Income Scheme (MIS) 7.40% For retirees or senior citizens looking for a monthly income Let us tell you that the government last changed the interest rates of small savings schemes in the fourth quarter of the year 2023-24. After this, no change was made for six consecutive quarters. From this, it seems that this scheme will be kept stable for now. It is suspected that this decision was taken keeping in mind the global situation of inflation and interest rates.

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